TERMS OF USE

Balboa Tax & Accounting Services

Last Updated: 12 March 2026

1. AGREEMENT TO TERMS

These Terms of Use constitute a legally binding agreement between you, whether personally or on behalf of an entity (“you”), and Balboa Tax & Accounting (“Balboa,” “we,” “us,” or “our”) concerning your access to and use of our website and any related media, mobile website, or mobile application (collectively, the “Site”).

By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with these Terms of Use, you are prohibited from using the Site and must discontinue use immediately.

Balboa Tax & Accounting is located in the United States.

Balboa Tax & Accounting Services

12397 Lewis Street, Suite 203

Garden Grove, CA 92840

United States

We reserve the right to modify or update these Terms of Use at any time. Any changes will be reflected by updating the “Last Updated” date. Continued use of the Site after such updates constitutes acceptance of the revised Terms.

The Site is not intended for use in jurisdictions where such use would violate applicable law.

2. NO PROFESSIONAL RELATIONSHIP CREATED BY SITE USE

Your use of the Site, including submitting contact forms, sending emails, scheduling consultations, or otherwise communicating through the Site, does not create a CPA-client, advisory, fiduciary, or professional relationshipbetween you and Balboa Tax & Accounting.

A professional relationship with Balboa Tax & Accounting is established only after:

• Conflict checks are completed

• We agree to provide services

• Both parties sign a written engagement letter or service agreement

Until that time, you agree not to rely on information from the Site or preliminary communications as professional advice.

3. INFORMATIONAL PURPOSES ONLY

All content provided on the Site is for general informational purposes only.

The Site does not provide:

• Tax advice

• Accounting advice

• Audit advice

• Legal advice

• Financial advice

Tax and accounting advice depends on specific facts, documentation, elections, deadlines, and regulatory requirements.

You should not act or rely on Site content without consulting a qualified professional through a formal engagement.

Balboa Tax & Accounting has no obligation to monitor deadlines, filings, or compliance matters unless you are an active client under a signed engagement agreement.

4. ENGAGEMENT LETTER CONTROLS

All professional services provided by Balboa Tax & Accounting are governed solely by the terms of the written engagement letter or service agreement between the parties.

If there is any conflict between these Terms of Use and a signed engagement letter, the engagement letter will control.

Nothing on the Site expands our obligations beyond those defined in a signed agreement.

5. INTELLECTUAL PROPERTY RIGHTS

Unless otherwise stated, the Site and all content on the Site including text, graphics, logos, images, software, code, and design (collectively, the “Content”) are owned by or licensed to Balboa Tax & Accounting.

The Content is protected by United States copyright, trademark, and intellectual property laws.

You are granted a limited license to access and use the Site for personal, non-commercial use only.

You may not:

• Copy or distribute Site content

• Republish materials from the Site

• Use content for commercial purposes

• Modify Site content

Without prior written permission from Balboa Tax & Accounting.

6. USER REPRESENTATIONS

By using the Site you represent that:

• You have legal capacity to enter into these Terms

• You are at least 18 years of age

• You will not use the Site for unlawful purposes

• You will not access the Site through automated systems such as bots or scrapers

• Your use of the Site will comply with all applicable laws

If any information provided is false or misleading, we may suspend or terminate access to the Site.

7. PROHIBITED ACTIVITIES

You agree not to:

• Attempt unauthorized access to the Site

• Interfere with Site security or functionality

• Upload malicious software or harmful code

• Scrape or extract data from the Site

• Harass or threaten Site users or employees

• Use the Site for fraudulent or unlawful purposes

• Copy Site code or design

Violation of these rules may result in termination of Site access.

8. USER CONTRIBUTIONS AND SUBMISSIONS

The Site may allow users to submit comments, feedback, or other materials (“Contributions”).

By submitting Contributions you represent that:

• You own the rights to the content

• The content does not violate any law

• The content does not infringe third party rights

You grant Balboa Tax & Accounting a non-exclusive, worldwide, royalty-free license to use, reproduce, and display Contributions.

9. REVIEWS AND FEEDBACK

If the Site permits reviews or ratings, users must provide accurate and lawful feedback.

Reviews may not contain:

• False statements

• Offensive or discriminatory language

• Illegal content

Balboa Tax & Accounting reserves the right to remove or edit reviews.

10. THIRD PARTY LINKS

The Site may contain links to third party websites.

Balboa Tax & Accounting does not control or endorse third party content and is not responsible for:

• Third party websites

• Third party privacy policies

• Third party products or services

Use of third party links is at your own risk.

11. NO CONFIDENTIAL INFORMATION THROUGH WEBSITE FORMS

Unless specifically requested through a secure portal, you should not submit sensitive information through public website forms or unsecured email.

This includes:

• Social Security numbers

• Taxpayer identification numbers

• Bank information

• Full tax documents

• Payroll records

Balboa Tax & Accounting may request that sensitive information be submitted through secure systems.

12. PRIVACY POLICY

Your use of the Site is governed by our Privacy Policy, which explains how personal information is collected and used.

By using the Site you consent to the practices described in the Privacy Policy.

13. SITE MANAGEMENT

We reserve the right to:

• Monitor the Site for violations of these Terms

• Restrict or terminate access

• Remove content that disrupts Site operations

• Take legal action where necessary

14. MODIFICATIONS AND INTERRUPTIONS

We may modify or discontinue the Site at any time without notice.

We are not responsible for interruptions caused by maintenance, technical issues, or other circumstances.

15. DISCLAIMER

The Site is provided “as is” and “as available.”

Balboa Tax & Accounting makes no warranties regarding the accuracy or completeness of Site content.

Your use of the Site is at your own risk.

16. NO GUARANTEE OF TAX OR FINANCIAL OUTCOMES

Balboa Tax & Accounting does not guarantee:

• Tax savings

• Refund amounts

• Financial performance

• Audit outcomes

• Business results

Any discussion of tax benefits or financial outcomes is illustrative and depends on individual facts and circumstances.

Past results do not guarantee future outcomes.

17. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Balboa Tax & Accounting shall not be liable for any:

• Lost profits

• Lost data

• Financial losses

• Penalties or interest

• Indirect or consequential damages

Resulting from your use of the Site.

18. INDEMNIFICATION

You agree to defend and indemnify Balboa Tax & Accounting against any claims, damages, or liabilities arising from:

• Your use of the Site

• Violation of these Terms

• Violation of third party rights

19. GOVERNING LAW

These Terms are governed by the laws of the United States and the State in which Balboa Tax & Accounting operates, without regard to conflict of law principles.

20. DISPUTE RESOLUTION

Disputes will first be attempted to be resolved through informal negotiation.

If unresolved, disputes may be resolved through binding arbitration under the American Arbitration Association rules.

21. ELECTRONIC COMMUNICATIONS

By using the Site you consent to receive electronic communications including notices, agreements, and other communications.

22. MESSAGING TERMS

By providing your phone number and opting in, you agree to receive informational messages from Balboa Tax & Accounting, including appointment reminders and service notifications.

Message frequency may vary.

Message and data rates may apply.

You may opt out at any time by replying STOP or request assistance by replying HELP.

23. CONTACT US

For questions regarding these Terms of Use please contact:

Balboa Tax & Accounting Services

12397 Lewis Street, Suite 203

Garden Grove, CA 92840

United States

Phone: 949-752-1120

Email: Support@balboatax.com